401(k) Rollover

Need help rolling over your 401(k)?
Call Jena or Lenny now at 866-825-5253 for assistance.

Why a Lifestyle Rollover IRA?

  • Professional Investment and Portfolio Management regardless of account size
  • Personal relationship with your dedicated Wealth Manager
  • Institutional investment philosophy and Tactical Asset Allocation strategy
  • One-on-one Financial and Retirement Planning
  • Customized asset allocation and portfolio development based on your investment objectives and tolerance for risk
  • Account clears through National Financial Services (NFS), a subsidiary of Fidelity
  • Annual Portfolio Review and Goal “check-up”
  • Low Cost - $35 annual account fee, $20.50 mutual fund trades, Free Dollar Cost Averaging


New Job?  Why you should rollover you old 401(k)

  • High Fund Expenses – The cost of a company sponsored 401(k) plan is typically passed on to the participants through higher fund management fees (as much as 3%).
  • Limited Investment Choices – The typical 401(k) platform contains ONLY 15-25 investment choices.  This puts you at the mercy of the Fund Administrator to (1) choose top performing funds and (2) identify funds that are appropriate to your life-stage. Unfortunately since most 401k plans are set up to service a wide array of ages and risk tolerance levels, most plans under perform the market and are light on investment choices.
  • It’s Your Money – Rolling over your 401(k) plan may allow you to keep all of your investment accounts with one institution, perhaps realizing your own “economies of scale.”


3 easy steps to rolling over your old 401(k) or IRA.

  1. Establish a Lifestyle Rollover IRA. Download Application or call 866-825-5253
  2. Contact your old 401(k) plan provider and request a rollover.*  
  3. Work with your dedicated Wealth Manager to create a custom Asset Allocation and Investment Portfolio


*This can usually be done over the phone, but some providers require minimal paperwork to start the rollover process.  Call us anytime should you need help with the process.

Mail the completed Rollover IRA Application to:
Lifestyle Portfolios – New Accounts
23046 Avenida De La Carlota, Suite 600
Laguna Hills, CA 92653

Rollover Distribution Information:
Please request that rollover check be made to “NFS for benefit of your name”
Mailed to:
Girard Securities, Inc.
9560 Waples St, Suite B
San Diego, CA 92121